A useful statement analysis should help you understand the numbers and question them. Relyon combines AI extraction with arithmetic checks and a report you can inspect. The result is automated. It is not a certification, a guarantee of accuracy, or confirmation that a specialist has reviewed your statement.
Start with the right document
The analyzer accepts monthly merchant processing statements as PDFs or clear JPG and PNG images. Include the pages that contain volume, transactions, and fees. Bank statements, invoices, and payout exports generally do not provide the same processing detail.
Before uploading, mask full bank account and card numbers. Do not include card security codes or account credentials. The Trust Center explains the data flow and how to contact us with questions.
Read independently and expose limitations
We attempt independent AI extractions of the same statement and compare the results. Agreement provides a useful signal, but does not prove that a figure is correct. Two readers can make the same mistake.
When an independent reader is unavailable, analysis can proceed using the available read. The report flags the missing cross-check. Disagreements, missing critical fields, and low-confidence values also contribute to review flags.
A review flag means something needs attention. It does not mean a person has already checked the result, and it does not automatically delay delivery of the report until a person approves it.
Check the arithmetic
The analyzer recomputes effective rates and compares extracted fee lines with printed totals. Differences remain visible so you can investigate them against the original document.
For example, $1,500 in fees on $50,000 in processing volume produces an effective rate of 3.00%:
$1,500 ÷ $50,000 × 100 = 3.00%
Those figures are illustrative. The calculation is only meaningful if both amounts cover the same statement period and the fee total includes the relevant costs. Correct arithmetic cannot fix an incorrectly extracted input.
Follow the available evidence
The report presents source references where the extraction provides them. Evidence can include a statement page, quoted text, or an extracted field. Missing source evidence is a limitation, not an invitation to treat a figure as verified.
Keep your original statement available. Compare important amounts, inspect unresolved differences, and use the report’s correction tools when a figure needs to change. Browser corrections update the working report; they are not a claim that a model has been retrained or that a specialist has approved the change.
Treat pricing scenarios as scenarios
The pricing workspace uses explicit, editable assumptions to compare modeled alternatives. Missing inputs can make a scenario unavailable. Unallocated costs should remain visible rather than quietly becoming savings.
An estimate is not a binding offer. It also helps to distinguish a reduction in processing cost from a program that shifts a cost to the customer. Final pricing, eligibility, and implementation details require review and the applicable written agreements.
Know where the report lives
The uploaded statement is processed on Relyon’s servers and sent to AI service providers for extraction. Contact information and an analysis summary are recorded for follow-up. Operational records can include processing diagnostics and document identifiers.
The public report is saved in the browser tab’s session storage so you can return after refreshing. Original uploaded files are not saved in that session storage. Downloaded reports and files you share are separate copies. Remove reports when finishing on a shared device, and contact our team with questions about data access, handling, retention, or deletion.
Bring a person into the decision
Use the automated report to prepare a better conversation. Request specialist review through the report or contact the Relyon team before relying on the results for a pricing decision.
RelyOn Biz Solutions is a registered ISO of Pathward, N.A., Sioux Falls, SD. The relationship, services, and commercial terms are governed by the applicable agreements.
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