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Relyon · Payments toolkit · getrelyon.com

Decode your statement

What is that fee?

Search a printed fee name, abbreviation, or payments term. Understand the charge before deciding what to do about it.

Fee labels differ by processor. A matching term explains the category; it does not prove a charge is valid, required, or negotiable.

15 matching terms

Batch and settlement fees

Some providers charge when transactions are submitted as a batch. Check the count and the agreed fee.

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Early termination and switching costs

Ending processing and ending an equipment lease can involve separate obligations. Read both before switching.

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Monthly minimum fees

A monthly minimum may add a charge when eligible processing fees fall below the amount in your agreement.

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Payment gateway fees

A gateway connects payment information between your checkout and the processing system. Its charges may appear separately.

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PCI program and non-compliance fees

A processor’s PCI-related charge is a billing item. Your actual data-security obligations need their own review.

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What Are Assessment Fees?

Small fees the card networks themselves charge on volume, on top of interchange.

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What Is a Chargeback?

A forced reversal of a transaction initiated by the cardholder's bank, often from a dispute.

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What Is Dual Pricing?

Showing a cash price and a card price side by side, so the card cost is transparent and disclosed.

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What Is Flat-Rate Pricing?

One simple percentage (and sometimes a per-transaction fee) on every sale.

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What Is Interchange-Plus Pricing?

A transparent model: wholesale interchange passed through at cost, plus a fixed, disclosed markup.

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What Is Interchange?

The wholesale fee set by the card networks and paid to the cardholder's bank on every transaction.

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What Is Surcharging?

A compliant fee added at checkout on credit-card transactions to offset acceptance costs.

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