Pricing, without the games
Six models. One honest comparison.
The right pricing model depends on your volume, ticket size, and customers, not on what earns the rep the most. We show all six and let the math decide.
Interchange-Plus
Wholesale interchange + a fixed, transparent markup. The clearest line of sight on true cost.
Tiered
Qualified/mid/non-qualified buckets. Familiar, but the bucketing can obscure effective rate.
Flat-Rate
One simple percentage on every sale. Predictable; best for lower or steady volume.
Surcharge
A compliant fee added at checkout on credit transactions, offsetting card costs.
Dual Pricing
A cash price and a card price shown side by side, compliant fee offset, clearly disclosed.
IC Optimization
Level 2/3 data and routing tuned to qualify transactions at lower interchange.
See it on a real statement
One statement, re-priced six ways.
Relyon is a registered ISO/MSP of Metropolitan Commercial Bank, New York, NY (Member FDIC).