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For merchants

See exactly what you pay. Then pay less, your way.

We turn your opaque statement into a line-by-line, AI-audited breakdown, then rebuild it across all six pricing models. Including compliant ways to offset card fees entirely.

Sample statement · illustrative
$52,000/mo · 1,240 txns
Currently paying
$1,721/mo@ 3.31%
IC Optimization. Level 2/3 data and routing tuned to qualify transactions at lower interchange.
Estimated savings / yr
$6,300
0
Pricing models compared
neutrally, on your statement
$0
To get your analysis
no-pressure diagnostic
0/7
Support
a human when it matters
PCI
First, encrypted
bank-grade security
01

Transparency is the proof

Every fee, named and explained, interchange, assessments, processor markup, and the junk lines in between. No more deciphering a statement built to confuse.

  • Line-by-line fee breakdown
  • Your true effective rate
  • Flagged padded downgrades & mystery fees
Merchants · portfolioillustrative
Active merchants128
Monthly volume$2.4M
Residual / mo$6,310
02

Your fees, your way

Choose the model that fits your business, and if you want to offset card costs, surcharge and dual pricing are compliant, clearly-disclosed options. We never default you to one model.

Merchants · portfolioillustrative
Active merchants128
Monthly volume$2.4M
Residual / mo$6,310
03

Switch without the headache

Modern Clover and omnichannel tooling, real analytics, and a guided migration. Most of the work happens before you ever change a thing.

Merchants · portfolioillustrative
Active merchants128
Monthly volume$2.4M
Residual / mo$6,310
Relyon showed us, line by line, exactly what we were paying, then a surcharge program saved us a few thousand dollars a year. No switching headache.
RZRyan Z.Board Member, Union Club

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Send your statement. We'll show you the truth.

Free, fast, and no obligation. See exactly what you're paying in minutes.

Relyon is a registered ISO/MSP of Metropolitan Commercial Bank, New York, NY (Member FDIC).