Compare the whole offer.

A better rate is only part of the story. Put processing, equipment and switching costs on the same page.

1. Your current processing

Illustrative example. Replace with your figures.

Monthly card volume

Monthly transactions

Current monthly processing fees

Monthly pass-through costs

Interchange and network costs. Leave unknown if your statement does not separate them.Other fees to retain

Existing event or service fees that also apply to the new pricing. Already included in current total above.

Use monthly equivalents throughout. Upload a statement to start from its actual fee ledger.

2. The competing offer

Enter the offer, or read its terms from a document.

Read a proposal PDF or photo

Proposed pricing modelPercentage markup

Per-transaction charge

Monthly program charge

3. Equipment and switching

Leave unknown one-time charges blank. Enter zero only when the term has been confirmed.

Cost to leave current provider

Enter 0 only when confirmed. Include remaining non-cancellable lease obligations.Setup / installation

Hardware purchase

Current equipment per month

Only amounts outside your processing-fee total.Proposed equipment per month

Annual program charge

Charged at activation and each anniversary in this comparison.Overlapping service (months)

New contract term (months)

0 means confirmed month-to-month; unknown is left blank.

First-year difference on known costs$2,137.20

Less with the proposed offer, before unknown costs.

4 terms are unknown. The proposed total is a lower bound. A break-even date is withheld until those terms are entered.

Current monthly total$1,500.00

Proposed monthly total$1,321.90Before annual and one-time costs

Known switching costs$0.00

Estimated break-evenNeeds known terms

Total cost over 36 months Current Proposed

Period	Current	Proposed (known)
12 months	$18,000.00	$15,862.80
36 months	$54,000.00	$47,588.40

Constant volume, card mix and pricing. Annual fees are charged at activation and each anniversary. Add known taxes, shipping and lease obligations to the relevant charges. Renewal and termination obligations beyond the entered figures are not inferred. This is a comparison, not a signed offer.

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Compare pricing structures using your volume.

These editable starting assumptions use the monthly activity above. They are examples, not available or approved offers. Select one, then enter the provider’s actual terms before comparing the total cost.

Structure	Starting assumptions	Processing / month
Interchange plus	0.5% + $0.10 / transaction + $11.90 / month, plus pass-through	$1,321.90
Flat rate	2.6% + $0.10 / transaction + $0.00 / month	$1,410.00
Subscription plus interchange	0% + $0.10 / transaction + $99.00 / month, plus pass-through	$1,159.00

Other retained fees are included. Equipment, annual charges and switching costs appear in the selected offer’s total above. Tiered pricing needs the qualified, mid-qualified and non-qualified volume split. Surcharge and dual pricing need program eligibility and actual customer-paid amounts; no unsupported savings estimate is shown.