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Every confusing line on your statement, explained in plain English, no jargon, no spin.
Small fees the card networks themselves charge on volume, on top of interchange.
A forced reversal of a transaction initiated by the cardholder's bank, often from a dispute.
Showing a cash price and a card price side by side, so the card cost is transparent and disclosed.
One simple percentage (and sometimes a per-transaction fee) on every sale.
A transparent model: wholesale interchange passed through at cost, plus a fixed, disclosed markup.
The wholesale fee set by the card networks and paid to the cardholder's bank on every transaction.
A compliant fee added at checkout on credit-card transactions to offset acceptance costs.
A card-network database of merchants terminated for cause, a gate every new account is screened against.
Transactions sorted into qualified / mid-qualified / non-qualified buckets at different rates.
Total fees divided by total volume, your true, all-in cost of accepting cards.